Simple and
Convenient
How long do I wait to get the Loan?
At Skylar Gray Limited, we value your time and understand the urgency of your financial needs. That’s why we’ve streamlined our loan processing to ensure speed, simplicity, and satisfaction
Salary Advance Loans are paid within 24 hours of submitting your documents.
Scheme Loans, Collateral Loans are paid within 24 hours of submitting your documents
Asset Financing goods are ready for collection within 48 hours of submitting your documents.
We offer four main products.
Scheme Loans
We partner with employers to provide loans to their employees. The employers deduct the repayments from payroll and make remittances to Skylar Gray Limited. The employer is a collection point and does not bare liability.
Collateral Backed Loans
We offer collateral backed loans and admit motor vehicles as collateral. The customer only provides us a white book, letter of sale and insurance documents. They continue to enjoy the use of the vehicles.
Salary Advances
Our Salary Advance is available to all customers. Because no collateral is required, the first loan is capped to K2,500 for 1 month. The customer can access a higher amount with each subsequent application after payment is received.
Business Loans
We offer the following types of business financing up-to K150,000 on flexible terms. Working Capital Order Financing Invoice Discounting
Feel free to use our Equipment Finance Calculator
**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.
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Fast Loans. Real Solutions. 24-Hour Approvals
Quick, secure, and flexible loans approved within 24 hours—empowering your financial journey today.
Need fast, reliable financing? At Skylar Gray Limited, we offer quick loan approvals within 24 hours. Whether it’s a salary advance, business loan, or asset financing, we’re here to help you grow. Trusted, transparent, and tailored to your needs.
Need fast, reliable financing? At Skylar Gray Limited, we offer quick loan approvals within 24 hours. Whether it’s a salary advance, business loan, or asset financing, we’re here to help you grow. Trusted, transparent, and tailored to your needs.
Frequently
Asked Questions
Most of our loans are approved and disbursed within 24 hours after all required documents are submitted.
Collateral is only required for our Collateral-Backed Loans. Salary Advance and Scheme Loans do not need any collateral.
You can borrow up to K150,000 for Business Loans, depending on the loan type and your eligibility.
Yes. Our Collateral Loans and Business Loans are available to self-employed individuals and business owners.
Repayments can be made through monthly deductions from your payroll (for scheme loans) or via direct bank deposit for other loans.
Typical requirements include NRC, payslip (if employed), proof of address, and supporting documents for the loan type.
Your Loan is Just One Click Away
Experience hassle-free loan approvals in just 24 hours. Trusted by many—apply today and take control of your finances.
Need fast, reliable financing? At Skylar Gray Limited, we offer quick loan approvals within 24 hours. Whether it’s a salary advance, business loan, or asset financing, we’re here to help you grow. Trusted, transparent, and tailored to your needs.